|Retirement Benefits-in BSNL- Govt.Departments|
inf. by AShok Hindocha M-94262 54999
PensionIn the case of Family Pension the widow is eligible to receive pension on death of her spouse after completion of one year of continuous service or before even completion of one year if the Government servant had been examined by the appropriate Medical Authority and declared fit for Government service.
The minimum eligibility period for receipt of pension is 10 years. A Central Government servant retiring in accordance with the Pension Rules is entitled to receive superannuation pension on completion of at least 10 years of qualifying service.
W.e.f 1.1.2006, Pension is calculated with reference to average emoluments namely, the average of the basic pay drawn during the last 10 months of the service or last basic pay drawn whichever is beneficial. Full pension with 10/20 years of qualifying service is 50% of the average emoluments or last basic pay drawn whichever is beneficial. Before 1.1.2006, for qualifying service of less than 33 years, amount of pension was proportionate to the actual qualifying service broken into completed half-year periods. For example, if total qualifying service is 30 years and 4 months (i.e. 61 half-year periods), pension will be calculated as under:-
Pension amount = R/2(X)61/66
where R represents average reckonable emoluments for last 10 months of qualifying service or the last pay drawn as opted by the govt servant.Top
Minimum pension presently is Rs. 3500 per month. Maximum limit on pension is 50% of the highest pay in the Government of India (presently Rs. 45,000) per month. Pension is payable up to and including the date of death.
Commutation of PensionTop
A Central Government servant has an option to commute a portion of pension, not exceeding 40% of it, into a lump sum payment with effect from 1.1.1996. No medical examination is required if the option is exercised within one year of retirement. If the option is exercised after expiry of one year, he/she will have to under go medical examination by the specified competent authority.
Lump sum payable is calculated with reference to the Commutation Table constructed on an actuarial basis. The monthly pension will stand reduced by the portion commuted and the commuted portion will be restored on the expiry of 15 years from the date of receipt of the commuted value of pension. Dearness Relief, however, will continue to be calculated on the basis of the original pension (i.e. without reduction of commuted portion).
The formula for arriving for commuted value of Pension (CVP) is
CVP = 40 % (X) Commutation factor* (X)12
* The commutation factor will be with reference to age next birthday on the date on which commutation becomes absolute as per the New Table as Annexure to this Deptt's O.M. No. 38/37/08- P&PW(A) dated 2.9.2008
This is payable to the retiring Government servant. A minimum of 5 years qualifying service and eligibility to receive service gratuity/pension is essential to get this one time lump sum benefit. Retirement gratuity is calculated @ 1/4th of a month�s Basic Pay plus Dearness Allowance drawn before retirement for each completed six monthly period of qualifying service. There is no minimum limit for the amount of gratuity. The retirement gratuity payable is 16� times the Basic Pay, subject to a maximum of Rs. 10 lakhs.
This is a one-time lump sum benefit payable to the widow/widower or the nominee of a permanent or a quasi-permanent or a temporary Government servant, including CPF beneficiaries, dying in harness. There is no stipulation in regard to any minimum length of service rendered by the deceased employee. Entitlement of death gratuity is regulated as under:
Maximum amount of Death Gratuity admissible is Rs. 10 lakhs w.e.f. 1.1.2006
A retiring Government servant will be entitled to receive service gratuity (and not pension) if total qualifying service is less than 10 years. Admissible amount is half month�s basic pay last drawn for each completed 6 monthly period of qualifying service. There is no minimum or maximum monetary limit on the quantum. This one time lump sum payment is distinct from and is paid over and above the retirement gratuity.
Issue of No Demand Certificate
Dues owed by the retiring employees on account of Licence Fee for Government accommodation, advances, over payment of pay and allowances are required to be assessed by the Head of Office and intimated to the Accounts Officer two months in advance of the date of retirement so that these are recovered from retirement gratuity before payment. For this purpose the Licence Fee for those in occupation of Government accommodation is taken into account up to the end of the permissible period for which accommodation can be retained after retirement under the Rules on normal rent. The recovery of Licence Fee beyond that period is the responsibility of the Directorate of Estates. If, for any reason final dues cannot be assessed on time, then 10% of gratuity is withheld from gratuity
General Provident Fund and IncentivesTop
As per General Provident Fund (Central Services) Rules, 1960, all temporary Government servants after a continuous service of one year, all re-employed pensioners (Other than those eligible for admission to the Contributory Provident Fund) and all permanent Government servants are eligible to subscribe to the Fund. A subscriber, at the time of joining the fund is required to make a nomination, in the prescribed form, conferring on one or more persons the right to receive the amount that may stand to his credit in the fund in the event of his death, before that amount has become payable or having become payable has not been paid. A subscriber shall subscribe monthly to the Fund except during the period when he is under suspension. Subscriptions to the Provident Fund are stopped 3 months prior to the date of superannuation. Rates of subscription shall not be less than 6% of subscriber�s emoluments and not more than his total emoluments. Rate of interest on GPF accumulations with effect from 1.4.2009 is 8% compounded annually and the rate of interest will vary according to notifications of the Government. The Rules provide for drawal of advances/ withdrawals from the Fund for specific purposes.
Deposit Linked Insurance Revised Scheme
Under the GPF Rules, on the death of subscriber, the person entitled to receive the amount standing to the credit of the subscriber shall be paid an additional amount equal to the average balance in the account during the 3 years immediately preceding the death of the subscriber subject to certain conditions provided in the relevant Rule. The additional amount payable under that Rule shall not exceed Rs. 60,000/-. To get this benefit, the subscriber should have put in at least 5 years service at the time of his/her death.
Contributory Provident FundTop
The Contributory Provident Fund Rules (India), ,1962 are applicable to every non-pensionable servant of the Government belonging to any of the services under the control of the President. A subscriber, at the time of joining the Fund is required to make a nomination in the prescribed Form conferring on one or more persons the right to receive the amount that may stand to his credit in the Fund in the event of his death, before that amount has become payable or having become payable has not been paid.
A subscriber shall subscribe monthly to the Fund when on duty or Foreign Service but not during the period of suspension. Rates of subscription shall not be less than 10% of the emoluments and not more than his emoluments. The employer�s contribution at that percentage prescribed by the Government will be credited to the subscriber�s account and this is 10%. Rate of interest with effect from 1.4.2009 is 8% compounded annually. The Rules provide for drawal of advances/ withdrawals from the CPF for specific purposes. As in GPF Rules, the CPF Rules also provide for Deposit Linked Insurance Revised Scheme.
Encashment of leave is a benefit granted under the CCS (Leave) Rules and not a pensionary benefit. Encashment of Earned Leave/Half Pay Leave standing at the credit of the retiring Government servant is admissible on the date of retirement subject to a maximum of 300 days. There is no provision under the Rule for payment of interest on delayed payment of Leave Encashment.
Central Government Employees Group Insurance Scheme
A portion of monthly contributions paid while in service is credited in a Saving Fund, on which interest accrues. A Government servant while entering service has to apply in Form No. 4 of the above Scheme to the Head of Office, who shall issue a sanction for the payment of subscriber�s accumulation in the Savings Fund segment together with interest and arrange for its disbursement, soon after retirement. Payments under this Scheme are made in accordance with the Table of Benefit which takes in to account interest up to the date of cessation of service. Insurance cover benefit under this Scheme is available to the family in the event of death of the subscriber. No interest is payable on account of delayed payments under this Scheme.
Thursday, August 27, 2015
|Classes of Pension-in - BSNL- Govt.Department-inf. by Ashok Hindocha M- 94262 54999|
Classes of Pension
A superannuation pension shall be granted to a Government servant who is retired on his attaining the age of 60 years.
A retiring pension shall be granted to a Government servant who retires, or is retired before attaining the age of Superannuation or to a Government servant who, on being declared surplus opts, for voluntary retirement.
Voluntary Retirement:Any Government servant can apply for voluntary retirement, three months in advance, only after the completion of twenty years of his qualifying service, provided there is no vigilance or Departmental Enquiry pending /initiated against him/her.
Invalid Pension may be granted if a Government servant applies for retirement from the service on account of any bodily or mental infirmity which permanently incapacitates him/her for the service. The request for invalid pension has to be supported by medical report from the competent medical board.
If a Government servant is selected for discharge owing to the abolition of a permanent post, he shall, unless he is appointed to another post the conditions of which are deemed by the authority competent to discharge him/her to be at least equal to those of his own, have the option �
(a) of taking compensation pension to which he may be entitled for the service he had rendered, or
(b) of accepting another appointment on such pay as may be offered and continuing to count his previous service for pension.
Compulsory Retirement Pension:
A Government servant compulsorily retired from service as a penalty may be granted, by the authority competent to impose such penalty, pension or gratuity, or both at a rate not less than two-thirds and not more than full compensation pension or gratuity, or both admissible to him on the date of his compulsory retirement. The pension granted or allowed shall not be less than Rs. 3500/- p.m.
(i) A Government servant who is dismissed or removed from service shall forfeit his pension and gratuity:
Provided that the authority competent to dismiss or remove him from service may, if the case is deserving of special consideration, sanction a compassionate allowance not exceeding two-thirds of pension or gratuity or both which would have been admissible to him if he had retired on compensation pension.
(ii) A compassionate allowance sanctioned under the proviso to sub-rule (i) shall not be less than the amount of Rupees one thousand nine hundred and thirteen per mensem.
Extraordinary Pension in the form of Disability pension/extraordinary family pension may be paid to the Government servant/his family if disablement/death (or the aggravation of disablement/death)of the Government servant, during his service, are attributed to the Government service. For the award of extraordinary pension, there should thus be a casual connection between disablement and Government service; and death and Government service, for attributability or aggravation to be conceded. The quantum of the pension, however,depends upon the category of the disablement/death.
Government servants appointed on or after 1.1.2004 are not covered by the CCS(Extraordinary Pension) Rules.
Family pension is granted to the widow / widower and where there is no widow / widower to the children of a Government servant who entered in service in a pensionable establishment on or after 01/01/1964 but on or before 31.12.2003 or having entered service prior to that date came to be governed by the provisions of the Family Pension Scheme for Central Government Employees, 1964 if such a Government servant-
(i) dies while in service on or after 01/01/1964 or
(ii) retired/died before 31.12.1963 or
(iii) retires on or after 01/01/1964
and at the time of his death was in receipt of pension.
Family pension is payable to the children up to 25 years of their age, or marriage or till they start earning a monthly income exceeding Rs.3,500/- + DA admissible from time to time p.m. whichever is earlier.
Widow daughter / divorced daughter/ unmarried daughter of deceased Government servant is also entitled for the family pension till her remarriage or up to life time or starts earning a monthly income exceeding Rs.3,500/- + DA admissible from time to time p.m. whichever is earlier.
Family pension is also payable to the dependent parents of deceased Government servants w.e.f. 01/01/98, where there is no claimant i.e. spouse or child for family pension, alive.
If the son or daughter, of a Government servant is suffering from any disorder or disability of mind or is physically crippled or disabled so as to render him or her unable to earn a living even after attaining the age of 25 years, the family pension can continue to be paid for life time subject to conditions.
Classes of Pension-in - BSNL- Govt.Department-inf. by Ashok Hindocha M- 94262 54999
Tuesday, August 25, 2015
Additional items for the 33rd meeting of the National Council -www.bsnleuchq.com www.bsnlnewsbyashokhindocha.blogspot.com M-94262 54999
Additional items for the 33rd meeting of the National Council -www.bsnleuchq.com
www.bsnlnewsbyashokhindocha.blogspot.com M-94262 54999
(1)Lifting of the ban imposed on Rule 8 transfers in respect of the Sr.TOA(G), TTA and Telecom Mechanic cadres. The Corporate Office has imposed a ban on Rule 8 transfers in respect of Sr.TOA(G), TTA and Telecom Mechanic cadres. The ban was imposed in view of the fact that candidates were in the waiting list in many SSAs, to be promoted to the Sr.TOA(G), TTA and Telecom Mechanic cadres. That scenario has totally changed now, and considering the Rule 8 transfers of the officials belonging to these cadres will not hamper the promotional prospects of any official in other SSAs. Since, the ban is causing hardship to the employees in getting Rule 8 transfers to other SSAs, and also the ban has fulfilled the purpose for which it was imposed, it is requested that the ban imposed on Rule 8 transfers in respect of Sr.TOA(G), TTA and Telecom Mechanic cadres may be lifted. (2)Revision of various allowances of the employees. The various allowances of BSNL employees were not revised at the time of last Wage Revision. It was assured that the revision of these allowances would be considered in the future. However, till date these allowances are not revised despite the issue was raised before the Management on a number of occasions. Hence, it is demanded that all the allowances which were not revised earlier may be revised. (3)Implementation of assurances given in the National Council or Standing Committee of National Council. As per the para 2.13 of the minutes of the National Council Standing Committee’s 21st meeting held on 10.2.2015 and 12.3.2015, the official side assured, “All the points/issues raised by the Staff Side regarding NEPP are being considered by a Committee which will hopefully submit the report within next 2-3 months.” It is not known whether such a report was submitted by the Committee and what are its contents. The Staff Side demands for an immediate settlement of all the issues raised by it regarding the NEPP. (4)Change of Designations of the left out Non-Executive cadres. As per the decision of the National Council, the job of finalising new designations for the four main Non-Executive cadres, viz., Regular Mazdoor, Telecom Mechanic, Sr.TOA and TTA was entrusted to the Joint Committee for Change of Designations. Now that the Committee has already finalized new designations for the above mentioned four main cadres, finalizing new designations for the left out Non-Executives cadres may also be referred to the Joint Committee for Change of Designations. *****
Thursday, August 20, 2015
19.08.2015]Com. S. B. Surve, District Secretary, BSNLEU, WTR, passed away.-www.bsnlnewsbyashokhindocha.blogspot.com M-94262 54999
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[19.08.2015]Com. S. B. Surve, District Secretary, BSNLEU, WTR, passed away.
CHQ is extremely saddened to inform that com. S.B. Surve, District Secretary, BSNLEU, WTR, passed away. He has been ailing for some time and has been admitted in a hospital at Mumbai. Com. S. B. Surve has been simple in appearance, but tireless in serving BSNL and BSNLEU. He has been of immense help to all the BSNL employees who go to take treatment in Tata Memorial Cancer Hospital at Mumbai. We will be badly missing this humanitarian, for all the times to come. BSNLEU dips it's banner and salutes com. S. B. Surve. It also offers its condolences to his family members, relatives and friends.
Monday, August 10, 2015
To All Circle Secretaries, Central Office bearers & District Secretaries . Dear Comrades, Make the 2nd September General Strike a resounding success. CHQ has already communicated to all, through the journals, circulars and website updatings about the General Strike is being organised on 2nd September, 2015, against the anti-worker and pro-corporate policies of the Narendra Modi government. A unanimous resolution has been passed in the Central Executive Committee meeting of BSNLEU, held at Dalhousie, from 16th to 18th June, 2015, which has called upon the entire BSNL employees to participate in the General Strike. CHQ has already directed that all circle unions should immediately conduct their Executive Committee meetings and plan for making the General Strike a grand success. Similarly, all the District Unions have also been directed to hold their Executive Committee meetings for the purpose of organising the strike.-inf.by Ashok Hindocha M-94262 54999
BSNL EMPLOYEES UNION Recognised Union in BSNL (Registered Under Indian Trade Union Act 1926. Regn.No.4896) CHQ:Dada Ghosh Bhawan, Opp. Shadipur Bus Depot., New Delhi – 110008 Email: email@example.com, website: bsnleuchq.com P. Abhimanyu Phone: (O) 011-25705385 General Secretary Fax : 011- 25894862 BSNLEU/102 (Circular No.7) 07th August, 2015
To All Circle Secretaries, Central Office bearers & District Secretaries
. Dear Comrades, Make the 2nd September General Strike a resounding success. CHQ has already communicated to all, through the journals, circulars and website updatings about the General Strike is being organised on 2nd September, 2015, against the anti-worker and pro-corporate policies of the Narendra Modi government. A unanimous resolution has been passed in the Central Executive Committee meeting of BSNLEU, held at Dalhousie, from 16th to 18th June, 2015, which has called upon the entire BSNL employees to participate in the General Strike. CHQ has already directed that all circle unions should immediately conduct their Executive Committee meetings and plan for making the General Strike a grand success. Similarly, all the District Unions have also been directed to hold their Executive Committee meetings for the purpose of organising the strike. As per reports received, most of the circles have already started the strike preparations in right earnest. CHQ of BSNLEU is trying to organise a combined campaign programme of all the Unions and Associations which are participating in the Strike. Meanwhile, taking into consideration that only a very less time is available for the campaign, CHQ leaders of BSNLEU have already started touring various circles for effectively organising the Strike. CHQ has already informed the Circle Secretaries about the tour programme. Apart from the meetings, being addressed by CHQ office-bearers, special meetings should be organised in all districts as well as branches, to make the strike successful. An article is already published in the August issues of Telecrusader and BSNL Swar, for campaigning. This article should be printed into leaflets (by translating in regional languages wherever necessary) and should be distributed to each and every employee of BSNL, irrespective of their union affiliation. A “pull-out” poster has also been printed in the centre page of the August issue of the Telecrusader and BSNL Swar. These posters should be displayed on all notice boards. Demonstrations on 12.08.2015, protesting the decision of the Cabinet for the formation of a Subsidiary Tower Company. We have come to know through the media that, the Cabinet, in it’s meeting held on 05.08.2015, has given approval for the formation of a Subsidiary Tower Company. All the 65,000 mobile towers of BSNL, will be hived off to the Subsidiary Tower Company, through this decision. The entire Unions and Associations have been opposing right from the beginning, the idea of forming a Subsidiary Tower Company. It is one of the most important issue in the charter of demands on which the entire BSNL employees went on a two day strike on 21st & 22nd April, 2015. The decision of the Cabinet is detrimental to the future of BSNL. The Forum has decided to hold nation wide protest demonstrations on 12.08.2015, protesting the decision of the Cabinet for the formation of Subsidiary Tower Company. I request you to inform your circle and district units to effectively participate in this demonstration. Massive post card campaign for the revival of BSNL In the Forum meeting held on 26.06.2015, it has been decided to conduct a massive “post card campaign” in the month of August. It is also decided that this campaign is to be conducted from 10th to 22nd August, 2015. The decision of the Forum is that one post card should go from each of the 2.25 lakh BSNL employees, to the Hon’ble Minister of Communications, demanding immediate steps for the revival of BSNL. The text of the post card shall be as follows:- “Hon’ble Minister of Communications & IT is requested to immediately settle the demands submitted by the Forum, for the revival of BSNL.” The post card should be signed by the individual employee, with his name, designation and the name of the SSA. If the task of sending the post cards is left to the individual employees, everyone may not send the post card. Hence, it is decided that the Forum at the SSA level should undertake the responsibility of purchasing the post cards in bulk, get the matter hand written on the post cards, obtain the signatures of the employees, and finally post the post cards. Let us arrange to send one post card from each of the 2.25 lakh BSNL employees. Let us make the Minister and the government to understand the determination of the BSNL employees to revive BSNL. Address of the Minister of Communications &IT: Shri Ravi Shankar Prasad, Minister of Communications & IT, Sanchar Bhawan, 20, Ashoka Road, New Delhi 110001 Campaign for widening BSNL’s mobile and landline customer base. The Forum has already called upon the BSNL employees to conduct a massive campaign to popularise the “Night Free Call Scheme” as well as the “Free Incoming on Roaming Scheme”, and thereby widen BSNL’s mobile and landline customer base. The CEC meeting of BSNLEU held at Dalhousie has also called upon the circle and district unions of BSNLEU to actively participate in this campaign. The impact of the implementation of the Night Free Call and Free Roaming schemes is being regularly reviewed by the Forum, through it’s interaction with the CMD BSNL and Director (CFA). As per the information given by the CMD BSNL, in the review meeting held on 24.07.2015, the number of mobile connections given by BSNL stood at 11 lakh and 15 lakh in the months of June and July, 2015, respectively. Whereas, the number of mobile connections given before the implementation of the Free Roaming, i.e., in the month of May was only 8.6 lakh. Similarly, due to the introduction of the Night Free Call scheme, surrender of landlines has got reduced to 30,000 to 40,000 per month. Before the introduction of the Night Free Call scheme the surrender was 1,20,000 landlines per month. Further, it is reported that 10 circles have turned positive in the landline segment, after the implementation of the Night Free Call scheme. All these details show that with more effort we can achieve the revival of BSNL. Our union is of the firm view that the struggle against the anti-BSNL policies of the government should go hand in hand with our efforts to improve the work culture of the employees. CHQ calls upon all the circle and district unions to actively participate in the Forum’s call of conducting the campaign to widen BSNL’s mobile and landline customers base. Thanking you, Yours fraternally (P. Abhimanyu) General Secretary General Strike on 2nd September, 2015. Participate enmasse. The Narendra Modi government which came to power, pledging to serve the poor, is only serving the corporates. All the resources of the country are being wide opened to the loot of the corporates. Prime Minister Narendra Modi himself has declared in the American soil that, doing business is not the business of his government. It means nothing, but all the Public Sector Companies, would be privatised. Ruthless attack on the Public Sector. The Modi government has already announced his ambitious plan to make disinvestments in the Public Sector Undertakings, to the tune of Rs.69,500 crore, in this financial year. Further, it has already implemented 100% FDI in the railways and defence sectors. FDI limit in the Insurance sector has been raised to 49%. The Bibek Debroy Committee, formed by the Modi government, has already announced the blue print to privatise the Indian Railways. Similarly, the government has also planned to corporatise the Postal Department. There is no doubt that the Railway and Postal Services are soon going to be swallowed by the corporates. In BSNL, all the unions and associations are continuously struggling to revive the Company. We know that, the future of the 2.25 lakh employees and their families will be doomed if BSNL is not saved. But the question is, how we can save BSNL alone, when the government wants to handover the entire public sector to the corporates. Certainly we cannot. Labour Law amendments. The real situation in the country even at present is that, 90% of the employers are not implementing the Labour Laws. 90% of the disputes between the employers and workers relate only to the non-implementation of the Labour Laws. Under this situation, the Modi government wants to bring amendments to the Labour Laws, which are totally against the workers, and will allow the employers to “hire and fire” the workforce. “Job creation”, “simplification”, “ease of doing business”, “attracting investment”, etc. are the attractive reasons being advanced by the Modi government, in favour of making the labour law amendments. But in reality, if the labour laws are amended, as planned by the Modi government, more than 70% of the factories, and their workers, would be knocked out of the purview of the Labour Laws. The changes to Labour Laws, as planned by the Modi government, are already implemented in Rajasthan. As per the amended Industrial Disputes Act in Rajasthan, the workers employed in factories which are employing upto 300 workers, can be retrenched by the employers, without taking any permission from the government. It must be noted that in Rajasthan, out of the total 7622 factories, 7252 factories are employing less than 300 workers. It means in 95% of the factories in Rajasthan, workers can be kicked out of jobs whenever employees want. Another danger is that, if the labour laws’ amendments are implemented, ‘the right to strike’ would be taken away. According to the proposed amendments, six weeks’ notice should be given for strike. Conciliation proceedings will be deemed to have started on the day when strike notice is served. During the pendency of the conciliation proceedings, workers cannot go on strike. Fine from Rs.20,000 to Rs.50,000 or imprisonment for one month, or both, will be imposed on the workers who participate in the illegal strike. If these amendments are implemented, then in future all strikes will become illegal. The Modi government which came to power, vowing to control price rise, has not done it. Instead it has fuelled price rise, by taking steps like raising the railway goods tariff, deregulation of diesel price, etc. The prices of essential commodities, continue to increase, which hurt the working masses. Further, 90% of the workforce in the country is unorganised. The Central Trade Unions have demanded to fix Rs.15,000 as minimum wages. But, this demand has been rejected by the Modi government. It is not out of place to mention that it is the same government which has abolished Wealth Tax for the rich, and has also given Rs.5,89,285 crore as tax concessions to the corporates, in this year’s budget. Hence, there is no doubt that this is the government of the corporates. The entire Central Trade Unions and Federations of various industries have given call to organise General Strike on 2nd September, 2015. It is the duty of each and every employee of BSNL to participate in this strike and make it a historic success. Workers Unity Zindabad ! ! Inquilab Zindabad ! !
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