Friday, December 28, 2012

Rectification of Faults on sunday-holidays...inf. by Ashok Hindocha M -94262 54999 NWO- CFA Cell, 8 th Floor, Corporate Office, Bharat Sanchar Bhawan, H.C. Mathur Lane Janpath, New Delhi-110001 Tel No 011-23716688, Fax No 23766033 Email: No. 8-23/2012-PHM Dated: 24.12.2012 To, All CGMs All Telecom Circles/Telephone Districts. Sub: Rectification of Faults on Sundays & Holidays. It has been observed that faults occurring on Sundays/holidays or on previous evening thereto, are not being attended on such closed holidays. This causes lot of inconvenience and irritate customers specially internet users of BSNL. CMD has directed to have a mechanism in place so that especially on such holidays faults are rectified on Sundays and holidays. Broadband being a premium segment of CFA, the above mechanism must immediately be used to rectify faults and must not be kept pending on account of holidays. A report on action taken on above may be sent to this office for the appraisal of CMD. (Rajesh Kumar) Addl. GM (NWO-I) CFA Copy to: 1. Dir (CFA), BSNL CO. New Delhi: - w.r.t. instructions contained in No. 51-Cordn-I/2012 dated 18.12.2012. 2. CGM (ITPC), Pune- For information and n/a please.

Tuesday, December 18, 2012

BSNL Latest News-inf. by Ashok Hindocha M -94262 54999 M -94262 54999
[18.12.2012]Second Day of the Dharna
The second day of the Dharna, as called on by the Joint Forum of BSNL & MTNL Unions, is successfully taking place throughout the country today. At the Corporate Office, a big gathering participated in the Dharna, which was addressed by all the General Secretaries, including Com. P. Abhimanyu, GS, BSNLEU. CHQ congratulates all the leaders and comrades for successfully implementing the call.

[18.12.2012]ITS repatriation case came up for hearing in the Hon'ble Delhi High Court today
ITS repatriation case came up for hearing today in the Hon'ble Delhi High Court. ASG gave copy of the minutes of the meeting of Committee of Secretaries and told the Hon'ble Delhi High Court that Cabinet will take decision on ITS repatriation by mid January. On this Hon'ble Delhi High Court fixed 01.02.2013 as the next date of hearing.

[18.12.2012]Telephone Subscribers' Base in India for the month of October 2012<>

[17.12.2012]Two Day Dharna programme started successfully<>

[17.12.2012]UPA govt. uses CBI to ‘black mail’ Mulayam - Samajwadi Party accuses
It is known to everyone that the UPA 2 govt. is not having majority in Parliament. However, when voting took place on the FDI issue in both houses of the Parliament, the govt. got majority votes. Especially, the Samajwadi Party and BSP, which severely opposed FDI when the debate took place, finally supported the same when voting took place. How? UPA govt. uses it’s influences to manufacture majority. The influences are of two type. 

(i)          Money power: - Walmart has confessed that it has spent Rs. 125/- crore, to promote it’s business interests in India. It is not difficult to understand who would have received this amount. 

(ii)       The UPA uses the CBI to promote it’s interests. There are reasons to suspect that govt. has used CBI to make Mulayamji and Mayawatiji to ‘fall in line’. 

Proof: - Samajwadi party has now openly accused that the UPA govt. is blackmailing Mulayamji through the CBI, to make him support the quota bill in the Parliament. [The Hindu dated 17.12.2012]

[17.12.2012]JTO LDCE to be held in the 1st week of June
Com. P. Abhimanyu, GS, held a detailed discussion with the Sr.GM (Rect.), today the 17.12.2012, on holding the JTO LDCE earlier than July 2013. This was in continuation of the discussion already had with Director (HR), on the subject. The GS abundantly impressed upon the Sr.GM (Rect.) that holding the exam in July 2013 will be too late, in view of the fact that the employees are denied the opportunity for the past so many years and strongly pleaded that the exam should be held earlier. Sr.GM (Rect.) explained that a minimum of 3 months’ notification is required to hold the exam. He further explained that the exam for Direct Recruitment of TTAs is already scheduled to be held in the last week of May 2013 to fill up 2600 posts and it could not be postponed. In view of the above circumstances and considering the request of the Union, he agreed to hold the JTO LDCE in the first week of June, 2013, for which notification will be issued in February, 2013.

[15.12.2012]Discussion with Management on New Recognition Rules
Discussion took place yesterday the 14.12.2012, between BSNLEU and the Management, on the issue of New Recognition Rules. We firmly told that the retrograde proposals of the Management, such as conducting future verifications under check off system, reducing the number of office bearers at various levels, restrictions in making nominations to the councils etc. cannot be accepted. We have strongly told the Management that the existing facilities should not be curtailed. Management has also assured to look into some of the proposals made by us. Com. P. Abhimanyu, General Secretary, Com. V.A.N. Namboodiri, President and Com. Saibal Sengupta, Asst. General Secretary participated in the meeting. From the Management’s side, Shri Neeraj Verma, GM (SR), Shri Mukesh Meena, DGM (SR) and Shri Wadwa, AGM (SR) participated.

[14.12.2012]Deputy Chief Labour Commissioner (Central) holds conciliation on the call to hold dharna on 17th & 18th December, 2012
The Deputy Chief Labour Commissioner (Central) held conciliation today the 14.12.2012, between the leaders of the Joint Forum and BSNL Management. Leaders of the Joint Forum firmly told the Chief Labour Commissioner that it will not be possible to defer the dharna programme without any improvement on the demands contained in the notice for the struggle. The next conciliation will take place on 03rd January, 2013. Following is the copy of the minutes of the meeting.<>
[14.12.2012]8th General Convention of the Telecom Employees Association of Nepal<>
[12.12.2012]Hold solidarity demonstrations supporting the strike of the Central Govt. Employees.                                                                                                                 
The Central Govt. Employees are on a One Day strike today the 12-12-2012, as per the call of the Confederation of Central Govt. Employees and Workers.  The strike is against the PFRDA Bill, demanding Universal Public Distribution System, Wage Revision, etc. (See website updating dated 07-12-2012). CHQ has already given call to conduct solidarity Lunch Hour Demonstrations today, in support of the strike. Circle and District secretaries are requested to ensure the effective implementation of the call.

[12.12.2012]8th General Convention of Telecom Employees Association of Nepal
The 8th General Convention of Telecom Employees Association of Nepal (TEAN) is being held atKathmandu today and tomorrow, i.e., on 12th and 13th December, 2012. BSNLEU and TEAN is having fraternal relationship for the past so many years. Com. P. Abhimanyu, General Secretary and Com. V.A.N. Namboodiri, President are attending the Convention. BSNLEU conveys it’s revolutionary greetings to TEAN, for the success of it’s 8th General Convention.

[12.12.2012]Two day Dharna on 17th & 18th December – Circle & District Secretaries are requested to convene meeting of the Forum
The Joint Forum of BSNL and MTNL Unions and Associations have already given call to conduct 2 day dharna on 17th and 18th December, 2012, on the issues of ITS repatriation and viability of BSNL and MTNL. Circle and District Secretaries of BSNLEU are requested to ensure the immediate holding of the Forum meetings at each and every circle and district level, to plan the successful implementation of the 2 day dharna. 

[12.12.2012]Joint Forum notice to Secretary, DoT, CMD BSNL and CMD MTNL for two days dharna on 17th & 18th December, 2012 <>
[11.12.2012]Assam Circle Executive Committee meeting held at Dibrugarh <>
[11.12.2012]NE – I Circle conducted successful Branch Secretaries Convention at Shillong<>
[11.12.2012]Walmart used money power for gaining entry in India. 
A few days back, both the houses of our Parliament have voted in favour of allowing FDI in the multi-brand retail trade. Even such of those MPs and parties which opposed FDI in the multi-brand retail trade, did not vote against it when actual voting took place in the issue. What was the reason? Undoubtedly, those parties and MPs were influenced to vote in favour of allowing FDI. They were influenced in many ways. One way was using money power. Now the Walmart itself has made a disclosure that it spent $25 million (Rs. 125 crore), on lobbying, which includes efforts to gain foot hold in the Indian market (Times of India- 11-12-2012). It is not only Walmart, but all the multi national companies use their enormous financial muscle to capture market in the 3rd World Countries. Now, Walmart itself has made the disclosure. What more evidence is required? Walmart might have won the battle in the Parliament. But the people of the country should fight the battle on the streets to chase Walmart, etc., out of the country. Yes, it is possible.

[11.12.2012]Respectful homage to com. K.G. Bose
It is today, 11th December, that com. K.G. Bose left us 38 years ago. The ideological path shown by the great leader, who dedicated his entire life for the cause of the working class, is still guiding thousands and thousands of leaders in the trade union movement. BSNLEU dips it’s banner and pays it’s respectful homage to com. K.G. Bose.

[11.12.2012]DoT's direction on payment of pension contribution by BSNL<>

[08.12.2012]Conference of the West Bengal State BSNL Coordination Committee.<>

[07.12.2012]Corporate Office letter on application of reservation roster for SC/ST employees in the Non-Executive Promotion Policy (NEPP) - Circulation of CAT, Madras Bench Judgment and Hon'ble High Court of Madras judgement.<>

[07.12.2012]Central Govt. Employees go on one day strike on 12-12-2012. Organise solidarity demonstrations.
The Confederation of Central Govt. Employees and workers has given call for one day strike on 12-12-2012, on the following demands:-

    1)     Scrap the New Pension Scheme and withdraw the PFRDA Bill.
    2)     Reintroduce the Universal Public distribution system.
    3)     Stoppage of outsourcing and contractisation.
    4)     Regularisation of the Casual, Contingent and Daily Rated Workers, as well as the
        Grameen Dak Sewaks.
    5)      Set up the 7th Central Pay Commission, for wage revision of the Central Govt.
    6)      Remove the arbitrary restrictions on Compassionate Ground Appointments.
    7)      Revive the Negotiating forums, i.e., the JCM etc. 

CHQ calls upon the Circle and District Unions to organize Lunch Hour Demonstrations on 12-12-2012, to extend our solidarity to the struggle of the Central Government Employees and Workers, for their justified demands. 

[07.12.2012]6th Membership verification and the New Recognition Rules. 
CHQ  has demanded that the recognition period of BSNLEU should be extended beyond 13-02-2013 and until the 6th Membership Verification is conducted, if the Management is not in a position to conduct the verification on time. Without prejudice to this demand, BSNLEU has given it’s views on the proposals of the Management, for framing BSNL’s Recognition Rules. The Sr.GM (SR) assured com.P.Abhimanyu, GS, on 05-12-2012 that the Management has no intention to delay the Verification. He further told the GS that the notification for the Verification would be issued soon and for that matter he wants to finalise the Recognition Rules without delay.

[07.12.2012]Settlement of 78.2% IDA fixation.
Every day our comrades are eagerly making calls to the CHQ and enquire as to when the approval of DoT would be given for the 78.2% IDA fixation. CHQ of BSNLEU as well as the Forum are very eager to settle this demand without delay. CHQ has written to the Secretary, DoT, in this regard. Further, the Joint Forum has given call to conduct two days dharna on 17th and 18th December,2012, on this issue also. BSNLEU and Forum will ensure that there is no undue delay in the settlement of this issue.

[06.12.2012]Holding the JTO LICE at the earliest possible date
BSNLEU is continuously taking up the issue of holding the JTO LICE at the earliest possible date. This has already been discussed with the Director (HR). This issue is further discussed by com. P. Abhimanyu, GS, with the Sr.GM (Rectt.), today the 06.12.2012. The Sr.GM (Rectt.) acknowledged that the Director (HR) has already discussed the issue with him. He further assured that he is trying to fix a time schedule earlier than July, 2013 for holding the exam. CHQ will continue with it’s efforts to hold the exam at the earliest.

[06.12.2012]Corporate Office letter on preparatory exercise for All India Eligibility List of JTOs(T)<>

[06.12.2012]CHQ letter to CMD BSNL regarding the shut down of the West Zone Call Centre<>

[06.12.2012]Joint Forum decides to conduct enmasse dharna on 17th and 18th December, 2012 
The Joint Action Committee of BSNL and MTNL Unions, which met on 04.12.2012 reviewed the ongoing agitational programme and took the following decisions. 

(1)   The ongoing agitation on ITS repatriation issue is to be intensified. In addition to the ITS repatriation issue, the following issues connected with the viability of BSNL and MTNL are also to be included in the charter of demands. 

a)    Repayment of BWA spectrum fee.
b)   Adequate compensation for BSNL’s rural land line operations.
c)  Immediate releasing of fund from USO fund.
d)   Exempting BSNL and MTNL from payment of fee for the 2G spectrum they are holding
    beyond 4.4 MHz.
e)   Procurement of equipments and materials.
f)    Exempting BSNL and MTNL from spectrum refarming.
g)   Exempting BSNL and MTNL from payment for Spectrum Liberalisation.
h)   Payment of pension by the government in respect of MTNL employees.
i)     Immediate issuing of Presidential Directive for 78.2% IDA fixation to BSNL employees. 

(2)   Highlighting the above demands, it is decided to conduct a two day nationwide ‘enmasse dharna’ on 17th and 18th December, 2012. 

[05.12.2012]BSNLEU's views on Management's proposals for New Recognition Rules<>

[04.12.2012]Joint Forum is meeting today
The Joint Forum of BSNL & MTNL Unions is meeting today, to take decision on the future course of action in ITS repatriation issue.

[04.12.2012]Supreme Court Reimposes the ceiling of 200 SMSs per day 
The Supreme Court has set aside the order of the TDSAT, which had earlier quashed the order of the TRAI, which had imposed a ceiling of 200 SMSs per day. The TRAI first imposed a ceiling of 100 SMSs per day. Later on this limit was raised to 200. However, the TDSAT quashed that ceiling. With the order of the Supreme Court, the ceiling of 200 SMSs per day is once again coming into force.
[03.12.2012]CHQ writes to GM (Admn.) on issuing of free SIM cards to the staff- Non-implementation of the decision of the National Council meeting held on 07-08-2012<>
[01.12.2012]Tamil Nadu Circle  Executive Committee meeting held at Chennai.<>
[01.12.2012]Orissa circle conducts successful Branch Secretaries’ Convention.<>
[26.11.2012]Joint Forum leaders meet MoS, Communications 
Leaders of the Joint Forum of BSNL and MTNL Unions, met Dr. Kruparani Killi, Minister of State for Communications, on 24.11.2012 and presented a memorandum, demanding the immediate repatriation of the non-optee ITS officers. 

[26.11.2012]Personal upgradation of the officiating JTOs 
While taking all out efforts to ensure the early conducting of the JTO LDCE, CHQ is also taking efforts so that BSNLEU’s demand of personal upgradation of the officiating JTOs is settled without any further delay. Com. P. Abhimanyu, GS, has already held discussion with the GM (Estt.) and has demanded to take appropriate action for bringing the Chandigarh Court case to an end, so that the issue of personal upgradation of officiating JTO’s can be taken up.  

[26.11.2012]Hold JTO LDCE at the shortest possible time – BSNLEU writes to Director (HR) 
CHQ of BSNLEU is trying it’s best to ensure that the JTO LDCE is held at the shortest possible time. Com. P. Abhimanyu, GS, discussed the issue with the Director (HR) today, who has assured to do the needful.<

[26.11.2012]Renewal of MoU with Canara Bank 
CHQ has already written to Corporate Office (on 05.11.2012) on the renewal of MoU with Canara Bank, for availing of loans by BSNL employees. Corporate Office has already initiated action in this regard. However, Canara bank authorities are still awaiting approval from their Corporate Office at Mumbai, for renewal of the MoU. CHQ is persuing the case.

[24.11.2012]Joint Forum decides to intensify the struggle.
The Joint Forum of BSNL and MTNL Unions and Associations met yesterday the 23-11-2012. The meeting congratulated all the unions and associations and their leaders, for making the March to Parliament, held on 22-11-2012, a grand success. As regards future course of action on the ITS repatriation issue, the following decisions are taken.

(1) The struggle is to be intensified further. For deciding the future course of action the Joint Forum will meet on 04-12-2012.

(2) The Joint Forum leaders will meet the ministers and secretaries, connected with the ITS repatriation issue and discuss.

[22.11.2012]Massive march to Parliament - 22.11.2012<>

[21.11.2012]March to Parliament on 22-11-2012 on ITS repatriation issue Conduct demonstrations throughout the country.
As per the decision of the Joint Forum of BSNL and MTNL unions and associations, a massive March to Parliament is being organized on 22-11-2012, demanding immediate repatriation of the non-optee ITS officers. It has also been decided that Nation-wide demonstrations should be conducted on the same day. Hence, circle and district secretaries are requested to contact the other constituents of the Forum and organize the demonstrations effectively.

[20.11.2012]Conciliation conducted by Dy. CLC on the demands of the strike held on 16-11-2012.
In continuation of the conciliatory proceedings held on 16-11-2012, shri S.K. Chand, Dy. CLC, conducted conciliation today between the United Forum and the BSNL Management. Com. P. Abhimanyu, GS, Com. V.A.N. Namboodiri, President, Com. Animesh Mitra, Dy. GS, Com. R.L. Moudgil, AGS, Com. V. Subburaman, GS, TEPU, Com. Suresh Kumar, GS, BSNL MS and Com. Thomas, AGS, BSNL MS Participated in the meeting. Union leaders strongly pressed for taking action against Adesh Kumar Gupta and others, as demanded in the strike notice. After hearing the views of both sides, the Dy. CLC ordered that next meeting will take place on 06-12-2012, before which BSNL Management should hold a meeting between Director (HR)/ CMD and the Unions.

[20.11.2012]Notification issued for holding JTO LICE and Telecom Mechanic LDCE. 
Due to our consistent efforts Corporate Office has issued notification for holding JTO LICE, for the vacancies upto 31-03-2012. Similarly, the notification for holding Telecom Mechanic LDCE is also issued. We sincerely thank the administration for taking a positive decision on these.

[19.11.2012]All Union meeting on Recognition Rules.
The All Union meeting, convened by BSNL Management on Recognition Rules, took place today the 19-11-2011. Com.P.Abhimanyu,GS  and com.V.A.N.Namboodiri, President, represented BSNLEU. Management gave it’s proposals for framing it’s Recognition Rules. It contains many retrograde proposals, which requires in depth discussion. It will take a least a few more months to finalize the new recognition rules, based on these proposals. Since the recognition period of BSNLEU will lapse on 13-02-2013, there will not be any recognized union for the Non-Executive employees thereafter. Such a vacuum will be detrimental to the interest of the employees. It seems that Management also wants such a situation. We cannot allow such a situation to arise. .Hence, Management has to immediately start the process for conducting the 6th Membership Verification. In view of this, BSNLEU demanded that the 6th Membership Verification should be conducted based on the existing Code of Discipline and thereafter the new recognition rules can be finalized by holding threadbare discussions. On hearing the views, Management side stated that unions can give their view points in writing within the next ten days. The following is the proposals given by the Management for new recognition rules.<>

Friday, December 14, 2012

BSNL MRS Scheme-some imp. information by Ashok Hindocha M -94262 54999
M-94262 54999
• All serving and retired employees of BSNL
including deputationists will be eligible for
this Scheme.
• Employee desirous to avail of this scheme
have to opt for this scheme whereby they
will not be allowed the facility under CGHS
Scheme. Eligibility…contd…
• Employees opting for this scheme can
avail of domiciliary treatment either from
P&T dispensaries or from any Registered
Medical Practitioners (RMPs) depending
option exercised while registering for this
• The employees opting for this scheme will
be eligible for Indoor Treatment as per this
• All medical benefits will be subject to
Income Tax rules as applicable from time
to time.Benefits under the scheme
Outdoor/domiciliary treatment from RMPs:
Reimbursement against vouchers:
• Employee and his dependants entitled to
reimbursement of actual expenses incurred for
treatment and medical attendance by any
registered medical practitioner, including cost of
medicines, appliances, diagnostic and
pathological tests.
• Treatment includes treatment for immunizing and
prophylactic (preventing disease) purposes also.
• Registered medical practitioner can be of any
branch of health care e.g. Allopathic,
Homeopathic, Ayurvedic, Naturopathy, Yogic etc. Benefits under the scheme
• Total annual limit for reimbursement of expenses
for such treatment for self and dependant family
members would be one month salary ( i.e.
Basic+DA) to be further restricted to 25 days of
the month.
• The annual limit will be fixed for a financial year
and salary for the first month of the financial year
will be considered.
• For retired employee limit will be last month’s
salary drawn before retirement ( Basic + DA) per
annum.Benefits under the scheme ..contd…
Outdoor/Domiciliary Treatment: Entitlement without voucher:
• Alternatively, 50% of the admissible amount i.e.
one month’s basic+ DA to be paid to the working
employees without production of any vouchers
to be further restricted to 25 days of the month.
• Payment limited to 50% of one month’s salary
restricted to 25 days to be paid in four equal
installments at the end of each quarter.
• Amount taxable.
• Similar facility for payment without voucher
available to retired employees also.Outdoor/Domiciliary Treatment from
P&T Dispensaries:
• Employees (including retired employees),
and their dependants shall have the option
to get their outdoor/domiciliary treatment
from P&T dispensaries.
• Option, once exercised, cannot be
changed in favour of domiciliary treatment
from any RMP
Benefits under the scheme
..contd…Outdoor/Domiciliary Treatment from P&T
Dispensaries ..contd…
• Beneficiaries shall be entitled to get the
reimbursement of cost of such medicines as
prescribed by P&T dispensaries and not available
with them
• Cost of diagnostic and pathological tests as
prescribed by P&T dispensaries shall also be
reimbursed to the beneficiaries.
• Unlike the case of outdoor/domiciliary treatment
from RMPs there shall be no upper limit on the
amount of reimbursement on such account.
Benefits under the scheme ..contd…Treatment in recognized hospitals/nursing
homes etc:
• An employee (including retired employee)
and his/her dependants shall be entitled
to the reimbursement of expenses at the
approved rates at all hospitals recognised
from time to time by the management.
• Till such time as approved rates in
recognised hospitals are not notified by
BSNL Management the reimbursement
will be as per actual expenses basis.
Benefits under the scheme ..contd…Benefits under the scheme ..contd…
Treatment in recognized hospitals/nursing
homes etc:
• Entitlement under this Clause will be
separate and distinct from the ceiling
amount prescribed  under domiciliary/out
door treatment.
• Expenditure incurred in connection with
the treatment will be reimbursable subject
to a limit on the room rentList of recognized hospitals/nursing homes
• List of recognized hospitals/nursing homes will be
notified by the management from time to time.
•For Delhi this will be done by BSNL C.O.
•CGMs of territorial circles in consultation with BSNL
C.O will notify list of recognized hospitals/nursing
homes in places under their jurisdictions.
•Employees of Project/Maintenance/T&D/Q.A.
circles etc. will follow lists so prepared by the
territorial circles.
Benefits under the scheme ..contd…• Until such lists are prepared and notified,
all hospitals recognized under CGHS and
CS (MA) rules or by state Governments
will be deemed to have been recognized
for the purpose of this scheme.
• List of such hospitals etc. will be notified
by BSNL C.O/CGMs of territorial circles
immediately on commencement of this
scheme by suitable administrative order.
Benefits under the scheme ..contd…
List of recognized hospitals/nursing homes etc.:Treatment in non-recognized hospitals:
• In emergency cases reimbursement allowed for
treatment in non-recognized hospitals with the
approval of CGM for field office employees
• Concerned Director of BSNL Board for C.O.
• The amount will be restricted to rates applicable
for a particular recognized hospital to be notified
Benefits under the scheme ..contd…Advance for medical treatment in hospital:
• Working employees may be allowed advance
towards expenses on hospitalization where
long duration treatment or major operation
becomes necessary.
• Advance shall be paid to the employees,
based on estimates to be obtained from the
hospitals as per CGHS scheme of Central
Benefits under the scheme ..contd…Procedure for reimbursement of claim:
• Claims for reimbursement of medical
expenses shall be made in prescribed
proforma supported by necessary bills,
vouchers, certificates and prescriptions
• Bills shall be subject to the procedure
laid down by the management from time
to time.Direct payment to the hospitals:
• Arrangement will be made with the recognized
Hospitals so that individual employees
including retired employees do not require to
make any payment to the hospitals for their
• On proper establishment of their identity, they
will be provided all necessary indoor treatment
by the recognized hospitals at approved rates
• Bill will be forwarded to BSNL for releasing the
payment. Entitlement of Room/Bed for Indoor Treatment
1 Group D General Ward
2 Group C Semi-Pvt. Ward
3 Group B Group A (upto STS) Pvt. Ward (Non-A.C.)
4 Group A JAG and above Pvt. Ward with A.C.
5 CMD & Board Director (Full Time) Deluxe room with A.C.BSNL MRS – Amendments/Clarifications regarding
from 03.06.2004
• Eligibility of employees taking voluntary retirement:
– Employees having taken voluntary retirement from BSNL shall be treated at
par with the retired employees for taking benefit under BSNLMRS
• Waiver of outdoor treatment limit for specialized chronic diseases:
– Limit of expenditure on outdoor treatment has been fixed as one
month’s salary i.e., Basic + DA. In case of chronic diseases as listed
below, Circle Head are hereby, empowered to waive of this limit in
deserving cases.
• List of chronic diseases
• Cancer
• Renal failure
• Poliomyelitis, Cerebral Palsy & Spastics
• T.B.
• Thalassaemia MajorTreatment from hospitals outside the jurisdiction of the
– Generally employee and dependent family members
shall be allowed to take indoor treatment at hospitals
as applicable for place of posting and as applicable for
the place of residence.
– Taking indoor treatment in any hospital other than
those as above shall be permissible only for taking
specialized treatment for which a certificate from the
local hospital stating that such facility is not available
in the place of posting or the headquarter of the
employee or the place of residence of the family as
the case may be.BSNLMRS – Guidelines for implementation and
monitoring and control expenditure.
• Guidelines to monitor the expenditure on
indoor treatment:
– In case the cumulative expenditure in any financial
year claimed for reimbursement under indoor
treatment is  more than two months basic pay +
DA of the employee concerned the reimbursement
shall have to be approved by the respective CGM.
– In case it exceeds five times of the Basic Pay + DA
of the employee the approval of the Corporate
Office shall be needed before making the
reimbursement.• Guidelines to monitor overall expenditure:
– All the Circles shall submit a quarterly report indicating
the expenditure during the quarter. The report shall
positively be sent to DGM (Admn.) in BSNL Corporate
Office by 15th July/October/January/April.
– Expenditure per employee for all SSAs with a Circle may
be monitored at the Circle level. A team from the circle
office may check the procedure for sanction of Medical
expenses in respect of 15% of the constituent units
subject to a minimum of one unit, whose average
expenditure per employees is the highest in the Circle.
– This exercise must be done at least once a year and a
detailed report indicating misuse, if any detected, along
with corrective action and suggestion for improvement
may be sent to Corporate Office positively before end of
1st quarter of the financial year.• Each month, SSA Head should get 1% of the
paid bills (subject to min. of 5 & max. of 10)
with the highest expenditure in respect of
indoor treatment specially checked and sent
a detailed report of such checking to the
Circle Office.
• Similarly, action may also be taken for 1% of
the highest cumulative accepted claims in the
six-monthly periods ending 30th September
and 31st March each year (subject to Min. of
2 and max. of 5).Additional Guidelines for the
implementation of BSNLMRS
– Eligibility of family dependents of expired
• On the death of BSNL employee who
was availing BSNL MRS facilities,
spouse/children who become family
pensioners shall continue to avail the
same facility as was being available by
the employee prior to death. However,
the dependents shall not be entitled to
change any option.Claim of reimbursement, if both husband and wife are BSNL
• In case where both husband and wife are
BSNL employees, only one of them may be
allowed to avail of the medical benefits
according to his/her status.
• For this purpose, they should furnish to
their respective authorities a joint
declaration as to who will prefer the claim
for reimbursement of medial expenses
incurred on the medical attendance and the
treatment in respect of spouse and children. Claim of reimbursement, if both husband and wife are BSNL
• The above declaration should be submitted in
duplicate and copy shall be recorded in the
personal file of each of them in their respective
• This declaration shall remain in force till such
time as it is revised on the express request in
writing by both the husband and the wife e.g. in
the event of promotion, transfer, resignation etc.
of either of the two.
• In the absence of such a joint declaration, the
medical benefits shall be availed of by the wife
and children according to the status of husband.Additional Guidelines
– Provision of TA for outstation treatment:
• Traveling allowance may be allowed for
the journeys undertaken (both sides) for
medical treatment taken with the
approval of competent authority to the
station other than the place of posting as
per Rules. • Traveling Allowance may be allowed to
the patient for the journeys undertaken
for taking medical treatment at the
Additional Guidelines• Attendant or escort who is required to travel along with
the patient, if the Medical  Authority attending the
patient has certified in writing that it is unsafe for the
patient to travel alone and an attendant/escort is
necessary to accompany him.
• Donor of Kidney who is required to travel for donating
kidney to BSNL employee or his family member.
•The TA is admissible as per the entitlement
of the employee.
Additional Guidelines– Correcting of deformity – Cosmetic
• Cosmetic surgery shall not be allowed.
Additional GuidelinesThanks  
M-94262 54999

Wednesday, December 12, 2012

Income Tax planing-2013-some imp. inf. by Ashok Hindocha M -94262 54999 M -94262 54999    INCOME TAX- PLANING-@2013
Many of us will be worried about tax deductions when the November and December month comes and there is no need of worry if we understand the ways to reduce the tax and plan the same effectively. Find below some tips to reduce our Tax payment.
Salaried individuals in India are not fully aware of the tax planning and various options available to plan the tax. Still many individuals are paying lot of Tax without knowing the various available options availability.
The plans may vary for different persons depend on the financial status of a person and income. Find below the Tax Slabs for the male and female as per Income tax law.

Income Tax Slabs 2011-2012 for Male and Female
IncomeTax Rate
Upto 2.0 LakhsNO TAX
2.0 Lakhs to 5 Lakhs10 %
5 Lakhs to 10 Lakhs20 %
Above10 Lakhs30 %

Income Tax slabs 2011-2012 for Senior Citizen (Between 60 Yrs to 80Yrs)
IncomeTax Rate
Upto 2.5 LakhsNO TAX
2.5 Lakhs to 5 Lakhs10 %
5 Lakhs to 10 Lakhs20 %
Above 10 Lakhs30 %

Tax Exemptions:
1) Section 80 C Limit Unchanged (Rs. 1,00,000)
Deduction on life insurance policy, taken after 1 April 2012, will be allowed only if yearly premium is less than 10% of sum assured. This is a new change from c.y. earlier it was 20%. If its more than 10% then not eligible for deduction u/sec. 80C
  • ELSS
  • PPF
  • EPF
  • FD for 5 years
  • Pension Plans
  • NSC
  • Post Office SB
  • Infrastructure Bonds
  • Expenditure on Children Education (Upto Rs. 200 per month for upto 2 children)
  • Tuition fees (Only Tuition fees excluding Development Fees, Donations, etc. Maximum allowed: Rs. 24,000/-)
  • Housing loan principal
  • Deferred Annuity
  • Approved Super Annuation Fund
2) Section 80 CCF – Additional Rs. 20,000 on investments towards approved Infrastructure bonds - (withdrawn)
3) Section 80CCD:
Deduction under this section can be claimed only if the contribution to your NPS account is made by your employer and the deduction is limited to a maximum of 10% of your basic salary. Returns on NPS are tax free, but withdrawal is still taxable. The deduction under sec 80CCD is over and above the deduction available under sec 80C.
4) Section 80 D - Deduction under section 80D
Deduction of Rs. 15000/- is allowed if the same is paid as premium for Medical Insurance taken for self / dependents or towards preventive health check-up (max Rs. 5000). In case any of self / dependents is a senior citizen, the deduction allowed is Rs. 20000/-
Additional Rs. 15000/- is allowed as deduction if the same is paid as premium for Medical Insurance taken for parents. In case the parent is a senior citizen, the deduction allowed is Rs. 20000/-
5) Section 80DD - Deduction under section 80DD
Exemption given for Expenditure made for a disabled dependant towards Medical Treatment/Training/Rehabilitation. It also includes the LIC/Insurance premium paid towards maintenance of such dependant.
Maximum deduction allowed is Rs. 50,000/- in case of normal disability and Rs. 1 Lakh in case of severe disability.
6) Section 80DDB - Deduction under section 80DDB
Exemption given for expenditure incurred on specified disease or ailments such as cancer/aids. Maximum deduction allowed is Rs. 40,000/-. In case of Senior Citizens, maximum deduction allowed is Rs. 60,000/-
7) Section 80E - Deduction under section 80E
Deduction is allowed for repayment of interest component of Higher Education loan. All education after Class 12 is allowed, either vocational or Fulltime. But should be from a school/institute/university recognized by the government.
8 ) Section 80G - Contribution to exempt charities – 25/50/75/100% depending on the charity and as per approval 100% exemption on donation to political parties
9) Section 80U - Deduction under section 80U
Deduction upto Rs. 50,000/- is allowed in case of Permanent Disability.
In case of Permanent Disability exceeding 80%, maximum deduction allowed is Rs. 1,00,000/-.
10) Section 24(1)(vi)
Housing loan interest.Maximum Investment Limit – Rs. 1,50,000 (for loans taken after 1 April 1999, for loans before that Maximum Investment Limit 30,000).
11) Superannuation – Any contribution made by a company to superannuation fund upto Rs. 1,00,000 tax free in the hands of the employee.
12) Conveyance/Transport Allowance – Any Conveyance / Transport Allowance given to an employee is tax free upto Rs. 9,600 /- (No Supporting Bills required).
13) Medical Allowance – Any Medical Allowance given to an employee is tax free upto Rs. 15,000 /- (Supporting Bills required).
14) HRA – Any House Rent Allowance given to an employee is tax free upto the minimum value of the following conditions (subject to – when an employee can produce rent paid receipts from landlord for the period and if the employee has not availed of tax exemptions for home loan interest / principal repayment):
a) 50% of Annual Basic (40% of Annual Basic in case of non-metros)
b) Actual HRA received
c) Rent Paid – (10% of Annual Basic)
15) Professional Tax – Any Professional Tax deducted from an employee’s salary can be reduced from the annual salary income to arrive at taxable salary.
16) Provident Fund – Provident Fund contributions (under section 80 C and subject to an overall investment limit of Rs. 1,00,000 ) deducted from an employee’s salary are tax exempt.
17) 80CCG – Direct Equity Investment – Under ‘Rajiv Gandhi Equity Savings Scheme‘ – a new equity investor will be able to claim 50% of his investment in direct equity as deduction subject to maximum investment of Rs. 50,000 and provided his taxable income is below Rs. 10 lacs. The investment will be subject to 3 years lock-in.
Update 23 Sep 2012: Government has notified this scheme (RGESS). Mutual funds and ETFs that invest in BSE100 or CNX 100 stocks or PSUs which are Navratna, Maharatna and Miniratna will qualify under this scheme. These investments can be traded over stock exchange after 1 year of investment. New equity investor has been defined as someone who has opened a Demat account but has not bought any securities till date of notification of this scheme (22 Sep 2012).
18) Section 80TTA – Savings Bank Interest  - No tax will be charged on interest earned on balance in savings bank account subject to a maximum of Rs.10,000 per year. M -94262 54999